One Hour Online Payday Loans With No Credit Check From Direct Lenders
Payday loans can be a great option for individuals who need cash quickly. These unsecured short-term loans can give you funds to cover surprise expenses like repairs, medical costs, or veterinary bills. If you need money now to cover unforeseen costs that arise before your next paycheck, 1-hour payday loans might be able to help.
GreenStarCash offers one-hour payday loans through a simple application that is sent to hundreds of direct lenders. Maximum loan amounts vary by your state of residence, but loans of up to $1,000 are possible. Our lending partners may be able to offer instant approval and provide you with same-day funding.
Will I Get My Money in Under 1 Hour?
One-hour payday loans can’t provide you with cash in under 1 hour. Instead, the one-hour timeframe refers to the application process. In most cases, you can be approved in less than an hour. Should you be pre-approved, you may even be able to finalize your loan agreement in under sixty minutes.
If your loan is approved before the same-day deposit deadline, 11:30 AM EST, you could see your deposit in your account within twenty-four hours. Generally, if you don’t receive your funds by the end of the day, a deposit will be issued first thing in the morning of the next business day.
When applying on a non-banking day, a holiday, or a weekend you may be able to get approval in under 1 hour but the deposit will not occur until the next business day.
Do You Run Credit Checks?
All of the lenders we work with will run a credit check. 1-hour payday loans with no credit check do not exist. However, our lenders will perform a soft credit check. This type of check displays your background information and credit history. It differs from a hard credit check in that it will appear only to you on your credit report and will have no effect on your credit score.
Are You a Direct Lender? What Are the Benefits of Getting a One-Hour Payday Loan From You?
We are not a direct lender, GreenStarCash is a matching service. We will not make a decision on your application and will not be responsible for providing funds. Instead, we work with 100+ lenders in order to get you approved for a loan quickly and efficiently.
Only one application submission is required. This application will be forwarded to our lending partners until we find one ready to approve your request. To review loan terms and finalize your agreement you will be forwarded to their website.
Working with us instead of applying to lenders directly comes with a few major advantages.
- Greater likelihood of approval. The lenders we work with each have different eligibility requirements. Not all of them place a high priority on a borrower’s credit history. If one lender denies your request, we will continue forwarding the application to additional lenders until approval is granted. If you have poor credit, no credit, or are unemployed you still may be approved for a payday loan. You only need to fill out a single application, saving you effort and time.
- Legitimate direct lenders. We only work with legitimate direct lenders. The lender you are paired with has been carefully vetted to check that they follow our strict marketing practices, only practice fair lending, and extend real loan offers. You will not have to work with an intermediary once approved, they will handle your loan from start to finish.
- No additional fees. We work to match you with a lender. The lender will then be charged a fee for connecting them with a borrower. Unlike when you apply with a lender directly, no additional fees will be passed to you and there is no difference in loan cost.
What Do I Need to Get a Loan?
To be approved for a loan you must satisfy the following eligibility requirements.
- You must be a legal adult of 18 years or older
- You must have legal US citizenship
- You must have an active checking account opened at least one month ago
- You must be currently employed in a stable position
- You must provide a working telephone number
- You must provide a current email address
If you are eligible according to these requirements, you can submit an application for one of our one-hour online payday loans.
What Is the Application Process to Get a 1-Hour Payday Loan?
The application process is simple. The steps listed below illustrate our loan application process from applying on our website, through signing an agreement and receiving your funds, and finally, repayment.
- Navigate to the short form on our website and apply.
- Your fund request and provided information will be sent directly to one of our lenders. If they issue a rejection we will continue to forward your application to lenders until a successful match is made.
- When the lender approves your application you will be directed to their website. Here you will review the fees, rates, and terms of the loan. You will need to e-sign an ACH authorization to allow the lender access to your checking account when the repayment date occurs.
- Your e-signature on the agreement lets the lender know you consent to the terms of the loan. Sometimes, the lender will reach out to you directly to verify your information and ask for a copy of your most recent pay stub or bank account statement.
- After signing, you can expect the funds to be deposited into your account by the next business day. If you were approved before the cut-off and the lender offers same-day loans, you may receive your cash before the end of the day.
- Upon the repayment date, your lender will deduct the loan amount and any applicable fees from your account. A successful deduction means the lender considers your loan repaid.
Looking For a Cash Loan? Let Us Help.
Our one-hour online payday loans can quickly provide you with the cash you need. We work with 100+ direct lenders, improving your chances of securing a loan even with less than stellar credit. Oftentimes you can be approved for a loan in under an hour and have your cash as early as the next business day.
If you need funds sooner, consider applying in person at the nearest storefront. Approval gets you funds instantly.