Payday Loans in Hawthorne, California
If you are short on cash, then a payday loan may be exactly what you need to help you stay on your feet. Let's explore the process of getting a payday loan in Hawthorne, CA, to see if it may help you solve your financial problems.
What is a Payday Loan?
Payday loans allow you to obtain relatively small amounts of money extremely quickly from a reliable lender. You and the lender work together to determine the loan amount and payment timeline. The biggest perk is that you do not have to wait weeks until your next paycheck hits and can immediately cover critical bills.
What Can I Use My Payday Loan On?
Payday loans do not have any limitations on what you can use them for. Some common uses include unexpected expenses like a medical bill or car repair that cannot wait until your next payday.
What are the Requirements for Payday Loans in Hawthorne, CA?
The requirements for acquiring a payday loan may vary slightly from lender to lender, but generally, you must be able to provide the following:
- Government-issued ID
- Active checking account
- Proof of income
- Proof of address
What are the Rules for Payday Loans in Hawthorne, CA?
Each state imposes its own laws regarding payday loans to protect the consumer. Here are a few rules that are specific to California:
- The maximum loan term limit is 31 days
- The maximum finance charge is 15% per $100 of the loan
- If the loan is extended, no extra charges can be assessed
- Rollovers are prohibited
- Lenders are prohibited from supplying more loans to people who have yet to pay off previous debts
Do Payday Loan Lenders Require Credit Checks in Hawthorne, CA?
Yes. Payday loans are popular with people whose credit is less than stellar because they do not require the same checks that other loans do.
Soft-credit checks are carried out on all payday loan applications. This is different from a hard credit check that banks use when running your credit for a bank loan. It simply reports your credit score and doesn't negatively impact your credit. Regardless, most lenders don't use your credit score to make a decision on your application.
To make decisions on applications with bad credit history, the lender may also want to see additional documentation. This can include pay stubs, bank statements, or proof that your last loan cleared your account.
How Much Money Can I Get?
In California, the maximum payday loan amount is $300.
When Will I Get My Money?
Payday loans are some of the quickest financial assistance you can acquire. Same-day payday loans can help you get money in your account the day you apply, depending on the day and time that you complete your application. Whenever you apply, you will usually know if you've been approved almost instantly.
Applying for your payday loan online can make the process quicker than applying in-person.
Where Can I Apply for a Payday Loan in Hawthorne, CA?
There are two main avenues for applying for a payday loan in Hawthorne, CA. You can either use a matching service or apply directly to a specific lender.
At GreenStarCash, we will use our network of trustworthy lenders to help you find the perfect match in as little as a minute. All you need to do is fill out the form on our website to get started.
If you would instead prefer to apply for your payday loan in person in Hawthorne, CA, please browse the list below to find a suitable lender. You can also take a look at the map to find lenders in your neighborhood.
Payday Loan Direct Lender Companies in Hawthorne, CA
Below you will find a full list of payday loan storefronts in Hawthorne, California. If you can’t find a local lender in Hawthorne, consider applying in a nearby city in California. If you would prefer to apply for a payday loan online instead, please fill in the short form at the top.
If there are very few local lenders in Hawthorne, you can apply for a payday loan online on our website. Alternatively, consider finding a suitable payday loan lender in a nearby city.